Introduction

Welcome to Randobridge Financial Services (“Randobridge). By accessing or using our website, mobile platforms, or financial services, you agree to be bound by the following Terms of Use. If you do not agree to these terms, please do not use our services.

These Terms of Use govern your access to and use of Randobridge Financial Services’ website, products, and services. We reserve the right to update or modify these terms at any time, and continued use of our services indicates acceptance of any changes.

Definitions

– “User”: refers to any person or entity accessing or using our website or services.

– “Services”: refer to the financial products, loans, and other offerings provided by Randobridge Financial Services.

– “Website”: refers to our official website and any related mobile applications or digital platforms.

– “Account”: refers to a registered profile with Randobridge Financial Services.

Eligibility

To use our services, you must:

– Be at least 18 years old.

– Provide accurate and complete information during the application process.

– Agree to comply with all applicable laws and regulations.

Randobridge Financial Services reserves the right to refuse service to any individual or entity that does not meet our eligibility criteria.

Use of Services

You agree to use our services only for lawful purposes and in compliance with these Terms of Use. You must not:

– Use our services for fraudulent, illegal, or unauthorized activities.

– Provide false, misleading, or incomplete information.

– Attempt to gain unauthorized access to our systems, data, or user accounts.

– Distribute viruses, malware, or any other harmful software through our website or digital platforms.

Account Registration and Security

When you create an account with Randobridge Financial Services, you agree to:

– Provide accurate and up-to-date personal and financial information.

– Keep your login credentials secure and confidential.

– Notify us immediately of any unauthorized access to your account.

We are not responsible for any loss or damage arising from unauthorized use of your account.

Loan Terms and Financial Services

All loans and financial services provided by Randobridge Financial Services are subject to:

– A formal application and credit assessment process.

– Interest rates, fees, and repayment terms as outlined in the loan agreement.

– Compliance with applicable financial regulations and consumer protection laws.

Failure to meet loan repayment obligations may result in additional charges, collection efforts, or legal action.

Fees and Payments

All fees and charges related to our services are disclosed in your loan agreement. You agree to:

– Pay all applicable fees as outlined in the agreement.

– Make timely repayments as per the agreed-upon schedule.

– Accept that late payments may result in penalties and additional charges.

Privacy and Data Protection

We take your privacy seriously. Our **Privacy Policy** outlines how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is the property of Randobridge Financial Services and is protected by intellectual property laws. You may not:

– Copy, reproduce, or distribute our content without written permission.

– Use our trademarks, logos, or branding without authorization.

Limitation of Liability

Randobridge Financial Services shall not be liable for any:

– Loss or damage resulting from your use of our services.

– Unavailability or technical issues on our website.

– Unauthorized access to your personal data beyond our control.

We do not guarantee uninterrupted access to our website or financial services and are not responsible for any delays or disruptions.

Termination and Suspension

Randobridge Financial Services reserves the right to suspend or terminate your access to our services if you:

– Violate these Terms of Use.

– Engage in fraudulent or unlawful activities.

– Provide false or misleading information.

Termination may result in the suspension of your account, loss of access to services, and legal action if necessary.

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of South Africa. Any disputes arising from these terms shall be resolved through negotiation, mediation, or legal proceedings as necessary.

Warranties, disclaimers and limitation of liability

Save as set out in the terms, Randobridge Financial Services makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website and the service/s and the website and service/s made available via the website are provided “as is”. Randobridge Financial Services does not make any warranty or representation that information and service/s advertised on the website are appropriate for use in any jurisdiction.

To the fullest extent possible by law, Randobridge Financial Services expressly disclaims all (express or implied) warranties, including, without limitation, warranties and non-infringement, compatibility, security and accuracy in respect of this website. We do not warrant that the website or any software available for download via the website is free of viruses or destructive codes.

Neither Randobridge Financial Services nor its directors shall be responsible for, and they hereby disclaim all liability for, any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the website and/or any information contained on or received via the website, your use of the service/s and/or your reliance on any information offered via the website and service(s).

Without limiting the generality of the foregoing, neither Randobridge Financial Services nor its directors shall be liable for any loss of business, loss of data and/or loss of profits, any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any service/s which are necessary to ensure the availability of the website.

Information transmitted via the internet is susceptible to monitoring and interception. You will bear all risks of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us.

Any unsolicited confidential or proprietary information sent to us via the Internet cannot be guaranteed to remain confidential. If you need to send such information to us and are concerned about the security of this information please contact us and we will advise you of the most appropriate method of transmission.

This website is made available for public viewing on the basis that Randobridge Financial Services excludes, to the extent lawfully permitted all liability whatsoever for any loss or damage howsoever arising out of the use of this website or reliance upon the content of this website.

Nothing on this website is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for these terms which govern the relationship between us in relation to your use of the website. The advertising of our services via the website merely constitutes an invitation by Randobridge Financial Services for you to make an application for credit. Randobridge Financial Services reserves the right not to accept and/or comply with any application for any reason whatsoever on notice to you. Should Randobridge Financial Services accept your application for credit, the agreement is governed by the terms and conditions of the application and loan agreement itself and not by these terms which specifically relate to the use of the website.

Contact Information

For any questions or concerns regarding these Terms of Use, please contact us at:

– Email: info@randobridge.co.za

– Phone: 0635022109/0722841557